Get landlord insurance and protect your investment.
Need a landlord insurance quote?
What is landlord insurance?
Landlord insurance helps protect you financially from damages or injuries related to a rental property. Property owners should consider a landlord home insurance policy if they're responsible for the entire building, including the exterior and roof. We can also help you find a landlord policy if you own a condo unit and rent it out. This coverage would be different than a landlord policy for a building or home owner since you do not own the entire structure.
You may need a different type of property insurance to protect your investment if you own a condo unit or are renting. If you own a condo and only need to insure the interior of the unit along with your belongings, a condo insurance policy may be right for you. If you are renting an apartment or house you may need renters insurance coverage.
Landlord insurance helps you rent your property with confidence.
Whether you own multiple rental properties or need to sublet your home for a year while you travel for business, we can help. The GEICO Insurance Agency can help you get the landlord coverage you need and the peace of mind you desire. Call us at (800) 841-2964 for a free landlord insurance quote.
Landlord Insurance Coverages
Landlord policies protect you and your investment. Most policies include coverage for:
- Structure damage
- Liability situations
- Additional out of pocket expenses
- Landlord furnishings and appliances
We're here to help you find the coverage you need. Call (800) 841-2964 today for a free landlord insurance quote.
To make sure you have the right policy for your rental property, consider the rental experience you offer. Three common situations are:
- Long-term rental (more than 6 months)
- Occasional short-term rental
- Frequent short-term rental (ex. Airbnb)
If you offer short term rentals, you may need a commercial insurance policy specific to your needs.
What does landlord insurance cover?
What is not covered by landlord insurance?
Landlord insurance policies help you rent your property with peace of mind for most unplanned expenses. Landlord insurance doesn't cover normal maintenance or property wear and tear, including landlord furnished appliances. and tear. It also doesn't provide coverage for earthquake damage. Some other commonly excluded items include:
Landlord Insurance: Get the answers you're looking for.
How do I make a payment?To make a payment you'll need to contact the GEICO Insurance Agency partner that your policy is with. Once you have that, you can find all of our partners' contact information on the partner policyholder page.
Does GEICO sell homeowners insurance?Yes, we sell homeowners insurance! Plus, when you bundle your homeowners and car insurance you could save even more! Get your quote today and see how much you could save.
What do these insurance terms mean?It can be hard keeping track of what all of these insurance terms means when you don't need to use them daily. It's hard for us too! That is why we have created a handy guide of insurance terms.
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Landlord coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. The information you provide will be shared with our business partners so that they can return a quote.